Crypto payment gateways are the payment infrastructure that allows businesses to accept cryptocurrency and start accepting crypto payments. In 2025 the best crypto payment gateway will combine low fees, fast crypto transactions, fiat settlement options, stablecoin payment support, and strong security to give a reliable crypto payment experience. Gateways offer multi-currency acceptance, fiat on/off ramps and tools to convert crypto into fiat so merchants can accept it smoothly alongside traditional payment methods and card payment processing.

NOWPayments is the top-rated crypto payment gateway in our list because it combines low fees, wide currency support, and easy integration. It charges one of the lowest service fees, with 0.5% for mono‑currency payments, and supports many cryptocurrencies, stablecoins, and fiat currencies, so merchants can accept crypto payments or convert crypto into fiat with fast fiat settlement. As a non-custodial crypto gateway, it gives merchants control of funds while enabling businesses to accept cryptocurrency and manage crypto transactions across e‑commerce, SaaS, iGaming, subscriptions, and mass payouts. In 2025, selecting the right crypto payment gateway for your business is essential for merchants to accept cryptocurrency and improve their payment experience. A reliable crypto payment processor or payment platform should allow merchants to accept crypto payments, support cryptocurrency payments and stablecoin payment options, and offer fiat settlement so merchants can convert crypto into fiat currencies quickly. With that in mind, here are some of the best crypto payment gateways to consider for your business or personal use: 1. NOWPayments 2. CoinGate 3. BVNK 4. Blockonomics 5. Triple‑A

Payment Gateway	Automatic Conversion	Custody Model	Transaction Fee
NOWPayments	Supports auto‑conversion between crypto/fiat, with a 0.5% fee for multi‑currency swaps.	Non‑custodial by default, optional custodial.	0.5% for mono‑currency, 1.0% for swaps; network fees extra.
CoinGate	Converts crypto to fiat or preferred crypto.	Non‑custodial or custodial.	1.0% per transaction; 1.0% for exchanges.
BVNK	Converts stablecoins/crypto to fiat 24/7.	Managed or self‑custody, fiat safeguarded.	1%–2% based on method; volume‑based pricing.
Blockonomics	No auto‑conversion; funds go directly to wallet.	Non‑custodial; funds go directly to wallet.	1% after free tier; network fees externally.
Triple‑A	Auto‑converts with fixed rates.	Non‑custodial, platform handles funds.	1.5% per transaction; includes settlement.

NOWPayments stands out as the best crypto payment gateway due to its blend of cost efficiency, broad coin support, smooth integrations, and merchant‑friendly control. It supports 300+ cryptocurrencies and 40+ fiat currencies, letting businesses offer crypto payments on a global scale. The platform emphasizes transparent pricing, with flat fees starting at 0.5% for same‑currency transactions, which is among the lowest in the industry. With options for non‑custodial flows, mass‑payouts, white‑label checkouts, payment buttons, and rapid onboarding, it suits everything from e‑commerce shops to large enterprises. Automatic conversion in NOWPayments allows merchants to accept payments in one cryptocurrency or token and receive funds in a preferred asset or fiat without manual intervention. For example, if a customer pays in ETH but the merchant prefers BTC, the gateway handles the swap, applying an additional 0.5% exchange fee so the total fee becomes 1.0% for such multi‑currency transactions. NOWPayments provides a flexible custody model. By default, it operates in a non-custodial mode where funds flow directly to the merchant’s wallet, but it also offers a custodial option for merchants who prefer to hold funds on the platform for operational use. With the custodial mode, merchants can hold funds in a NOWPayments account, enable mass payouts, or perform internal conversions. Withdrawals incur only the network fee, with no additional withdrawal fees charged. The transaction fee structure at NOWPayments is transparent and straightforward. If the transaction involves swapping the crypto asset, where the customer pays in A and the merchant receives B, an added exchange fee of 0.5% applies, bringing the total service fee to 1.0%. NOWPayments stands out as the best crypto‑payment gateway due to a compelling combination of performance, recognition, and business‑friendly features. On the independent review site Trustpilot, it holds a solid 4.4‑star rating, where users frequently cite it as the “fastest payment service provider” in the crypto space. Forbes Advisor has recognized NOWPayments as a “top choice for accepting crypto” in 2025, highlighting its excellent balance of a wide range of crypto, competitive fees, and seamless integration into merchant workflows. CoinGate is a cryptocurrency payment gateway built for merchants who wish to accept digital currencies while retaining the flexibility of fiat settlement and broad payment options. It supports more than 70 digital currencies and enables global acceptance across many countries. The platform emphasizes easy integration with e‑commerce plugins, invoice links, and API access, making it suitable for businesses of varying sizes. With a standard fee of 1% for payment processing and no monthly subscription, CoinGate offers a straightforward cost model for merchants in the crypto market. CoinGate provides automatic conversion features whereby payments made in crypto can be instantly converted into a merchant’s preferred currency, either a selected cryptocurrency or fiat, such as EUR, USD, or GBP. CoinGate’s custody model allows merchants to choose between holding funds in crypto wallets or opting for automatic settlement with fiat currency or another preferred asset. The platform lets users take out their money either to outside crypto wallets or straight to bank accounts through fiat settlement, providing choices for both non-custodial and fiat-settlement transactions. CoinGate’s transaction fee model is clear and competitive for typical merchants. The standard processing fee is 1.0% per payment, with no monthly subscription for the standard plan. Among the best crypto payment gateways in 2025, BVNK is an enterprise-grade platform that supports Bitcoin and many cryptocurrencies, stablecoins, virtual accounts, and fiat settlement (USD, EUR, GBP). Its API‑first design and 24/7 global rails enable quick integration for marketplaces, fintechs, and cross‑border operations. BVNK’s automatic conversion feature enables merchants to receive payments in stablecoins or crypto and have them instantly converted into their preferred fiat currency or set asset without manual intervention. BVNK offers both managed custody and self-custody options depending on business needs; its default model handles custody, licensing, and compliance behind the scenes. BVNK’s transaction fee structure is tailored for enterprise usage and varies based on payment method, asset type, and volume. Publicly reported ranges are typically 1 % to 2 % per transaction, depending on the cryptocurrency used and payout method. Blockonomics is a crypto payment platform focused primarily on supporting merchants in accepting Bitcoin (BTC) and related blockchain payments directly into their wallets, bypassing traditional intermediaries. Founded in 2014, the platform offers a lightweight integration model with plugins for platforms like WooCommerce, PrestaShop, and WHMCS, enabling merchants to set up acceptance of Bitcoin and cryptocurrency payments in minutes. It emphasizes privacy and merchant control. Blockonomics currently places its strongest emphasis on direct‑to‑wallet Bitcoin (and Bitcoin Cash/USDT) payments rather than wide automated conversion features into multiple cryptos or fiat currencies. Blockonomics uses a non-custodial model, where the funds paid by customers go directly to the merchant’s wallet, rather than being initially held by Blockonomics. Blockonomics charges a transparent and simple fee structure. After an initial free tier, the standard fee is 1% of each transaction processed via the gateway. There are no monthly subscription fees for standard merchant usage, aside from premium features such as Wallet Watcher address tracking. Triple‑A is a crypto payment gateway and payout platform targeted at enterprises and large merchants, offering capabilities to both accept and send digital‑asset payments in stablecoins and major cryptocurrencies. The platform emphasizes a "volatility-free" settlement, next-day bank settlements, global reach, operating in over 140+ countries, and white-label capabilities. Aspires to serve merchants by enabling crypto payments without the merchant needing to hold or manage wallets directly. Triple-A offers a service that automatically changes payments made in crypto or stablecoins into the merchant’s chosen fiat or settlement currency right away, so merchants don’t have to keep unstable crypto assets. Triple‑A’s custody and settlement model is designed to simplify digital currency handling for merchants, where the merchant does not have to hold or self‑manage crypto assets to receive payments. Triple‑A’s publicly stated transaction fee is a flat rate of 1.5% per transaction, with no hidden fees, according to review sources. This fee applies to acceptance of crypto or stablecoin payments and includes the conversion/settlement services in many cases. In conclusion, crypto payment solutions play a crucial role in enabling merchants to accept digital currencies in 2025. NOWPayments stands out as the best cryptocurrency payment gateway due to its low fees, wide cryptocurrency and fiat support, seamless integration options, and merchant-friendly control, making it suitable for a variety of business models. However, there are other strong contenders, such as CoinGate, BVNK, Blockonomics, and Triple‑A, each offering unique features to suit specific business needs, whether you prioritize privacy, enterprise-grade solutions, or cross-border operations.